New UPI Charges 2026: 0.4% Merchant Fee Explained
Understand how the 0.4% UPI merchant fee above Rs 2,000 impacts your business costs, consumer payments, and digital checkout margins in 2026.
Finance
Plain-English guides to investing in India: how gold, debt, equity, index and ELSS funds actually work, how to read and track fund performance, and what the tax rules mean for your returns. Figures carry an “as of” date and cite SEBI, AMFI, RBI or fund factsheets where possible. Nothing here is investment advice.
Start with these: Best gold mutual funds in India · Best debt mutual funds · How to track mutual fund performance · Evaluating a fund manager · Top equity funds in India
Gold Mutual Fund vs SGB vs Physical Gold: Which to Pick?
Compare Gold Mutual Funds, SGBs, and physical gold across returns, liquidity, and taxes to choose the best gold asset for your portfolio.
Index Funds in India: How They Work and How to Buy
Understand how index funds work in India, evaluate tracking errors and expense ratios, and follow a practical guide to buying them via SIPs.
How Mutual Fund Returns Are Calculated: CAGR vs XIRR
Learn how mutual fund returns are calculated in India using Absolute Returns, CAGR, and XIRR to measure lump-sum and SIP performance accurately.
Debt Mutual Funds vs Fixed Deposits: Which Wins in 2026?
Compare debt mutual funds vs fixed deposits in 2026 to discover how tax deferral, liquidity, and returns impact your fixed-income portfolio in India.
Gold Mutual Funds Tax in India: Rules for 2026
Learn the 2026 tax rules for gold mutual funds in India, covering 12.5% LTCG rates, slab-based STCG, 24-month holding periods, and smart tax strategies.