Portfolio Management on NV Trends

How to Read Mutual Fund NAVs Effectively

Sat, 21 Feb 2026 14:45:00 +0000

For many new investors in India, the world of mutual funds often begins and ends with one three-letter acronym: NAV. You see it on financial news websites, in your monthly account statements, and on every investment app. However, there is a common misconception that a lower NAV makes a fund “cheaper” or a better deal, similar to how a low stock price might attract value investors.

Fund Manager Performance Analysis: Evaluation Guide

Wed, 18 Feb 2026 14:45:00 +0000

Fund manager performance analysis is the structured quantitative and qualitative evaluation of an active mutual fund manager’s ability to generate sustainable, risk-adjusted excess returns (alpha) through disciplined security selection and asset allocation, rather than market momentum or unhedged portfolio risk. In the Indian asset management ecosystem, where domestic investors channel tens of thousands of crores of rupees into equity schemes each month through Systematic Investment Plans (SIPs), evaluating the human decision-maker behind a scheme ensures that active management fees deliver verifiable economic value.

How to Avoid Overexposure in Equity Funds

Sun, 08 Feb 2026 14:45:00 +0000

In the quest for high returns, many Indian investors fall into a common trap: they believe that owning more funds naturally leads to better diversification. You might have started with one large-cap fund, added a mid-cap fund recommended by a friend, and then picked up a thematic fund because it was topping the charts. Before you know it, you have 15 different equity funds in your portfolio. But instead of being diversified, you might be overexposed.