Investing in India on NV Trends

Debt Mutual Funds vs Fixed Deposits: Which Wins in 2026?

Fri, 11 Sep 2026 02:28:34 +0000

In 2026, bank fixed deposits (FDs) remain the top choice for guaranteed nominal returns and absolute capital certainty, while debt mutual funds provide superior liquidity, operational flexibility, and compounding advantages through tax deferral. The debate between these two asset classes fundamentally transformed following statutory taxation changes under Section 50AA of the Income-tax Act, which eliminated long-term indexation benefits for pure debt mutual funds. Despite this level tax playing field on paper, significant structural differences dictate which vehicle will preserve and grow your money more effectively.

Top Performing Equity Funds FY26: Top 10 Schemes

Tue, 10 Mar 2026 10:00:00 +0000

The top performing equity funds FY26 in the Indian market are led by mid-cap, focused, and smart-beta value strategies, with standout schemes delivering between 20.30% and 41.20% in trailing one-year returns as of 2026.

Fund Manager Performance Analysis: Evaluation Guide

Wed, 18 Feb 2026 14:45:00 +0000

Fund manager performance analysis is the structured quantitative and qualitative process of evaluating whether an active mutual fund manager consistently generates excess returns (alpha) through repeatable stock-selection skill rather than broad market momentum, excessive leverage, or random luck. In the Indian asset management industry, where retail investors commit thousands of crores each month through Systematic Investment Plans (SIPs), evaluating the human capital behind an actively managed fund is essential to ensuring that higher management fees translate into superior net-of-fee returns.

How to Track Your Mutual Fund Performance

Wed, 18 Feb 2026 14:45:00 +0000

To track your mutual fund performance effectively, evaluate your fund’s annualized returns—CAGR for lumpsum or XIRR for Systematic Investment Plans (SIPs)—against its designated Total Return Index (TRI) benchmark and category peers over rolling 3- to 5-year periods using consolidated account statements (CAS) or dedicated portfolio analytics platforms.