Debt Mutual Funds on NV Trends

Debt Mutual Funds vs Fixed Deposits: Which Wins in 2026?

Fri, 11 Sep 2026 02:28:34 +0000

In 2026, bank fixed deposits (FDs) remain the top choice for guaranteed nominal returns and absolute capital certainty, while debt mutual funds provide superior liquidity, operational flexibility, and compounding advantages through tax deferral. The debate between these two asset classes fundamentally transformed following statutory taxation changes under Section 50AA of the Income-tax Act, which eliminated long-term indexation benefits for pure debt mutual funds. Despite this level tax playing field on paper, significant structural differences dictate which vehicle will preserve and grow your money more effectively.

Best Debt Mutual Funds for Safe Returns (2026)

Wed, 18 Feb 2026 14:45:00 +0000

Debt mutual funds are professionally managed fixed-income investment schemes that pool money from investors to purchase government securities, treasury bills, and high-grade corporate bonds to generate stable returns with capital preservation. By allocating capital across sovereign debt, public sector undertakings, and top-tier private corporations, these schemes deliver predictable accrual income alongside opportunities for capital gains when interest rates soften.

Debt Fund Categories in India: The Complete Guide

Thu, 22 Jan 2026 14:45:00 +0000

Debt fund categories in India comprise 16 distinct mutual fund classifications established by the Securities and Exchange Board of India (SEBI) to organize fixed-income schemes by portfolio duration, credit quality, and underlying instrument type.